Real financial planning made accessible to you.

Fees

Typically, firms mandate a minimum level of assets to engage with a client, limiting financial planning to high-net-worth individuals. In our commitment to serving the underserved, we purposefully refrain from imposing such minimums, ensuring accessibility to financial planning for all. The fee depends on the complexity of the client:

Annual Fee: Starts at $2,400 per year, and increases depending on the complexity of your financial situation. We’ll always confirm your specific fee before you commit, so you know exactly what to expect.

*The annual fee is billed on a monthly basis i.e., $2,400 would be billed at $200 per month

**The first $500,000 of your investment portfolio is included in the financial planning fee. Any investment balance that exceeds $500,000 is billed at a rate of 0.6% per year.

Our Process

Before making any recommendations, we take the time to truly listen and understand your goals, challenges, and concerns. Through open and empathetic dialogue, we forge a deep connection that allows us to craft a financial strategy that aligns with your vision for the future.

Everyone’s situation is unique. We will tailor our process and services depending on your circumstance.

Every step is designed to help you gain clarity of your situation, create financial stability, and take control of your financial life.

Vision

Before we make any recommendations, we want to get to know you at a deeper level. That means starting with your values, money story, and goals. These conversations help us understand who and what is important to you, your relationship with money, and what kind of life you’re working toward. Once we learn about your values, we can help you design a financial plan that feels authentic and aligns with the bigger picture of your life, not just the numbers.

Establishing the Foundation

The foundation of financial wellbeing isn’t about making more money, it’s about having control and a healthy relationship with your spending. This stage is all about creating stability: we’ll review your spending to see how it reflects your values and create a values-based spending plan. We’ll set up the right account structure, map out your cash flow, and do a credit review to make sure you’re positioned for future opportunities. The goal is to make sure you have a system that lets you spend with intention, so your money flows toward the areas that truly matter most to you.

Purposeful Protection

Once your foundation is solid, we turn our attention to protecting it. This stage is about insurance, estate planning, and benefits review. It’s not about living in fear of “what if,” but about creating peace of mind for you and your loved ones. Purposeful protection makes sure that the sacrifices you’ve made, and the progress you’ve built, aren’t lost, it’s how we safeguard your future while staying aligned with your values.

Building Wealth

This is the stage where we go on offense. With your foundation and protection in place, it’s time to start looking ahead and building for the future. We’ll talk through investments, tax strategies, retirement planning, and college savings if that’s part of your vision. But building wealth isn’t just about piling up money, it’s about aligning your resources with your goals and values, so your money becomes the tool that helps you design the life you want to live. This is where growth becomes intentional, and we create opportunities that bring you closer to living the life you want.”

Planning with Purpose

Financial planning is ongoing, and life doesn’t sit still. That’s why we’ll meet again three months after your last meeting for a check-in. After that, we’ll move into a rhythm of meeting three times a year to review family planning, career shifts, benefits enrollment, taxes, and money mindset check-ins. This stage is all about keeping your plan alive making sure your money continues to reflect your values, adjusting as life changes, and staying on track with purpose.

*Unlimited email and phone support is included, along with the ability to schedule additional meetings as needed.

A five-step infographic for financial planning, including vision, establishing the foundation, purposeful protection, building wealth, and planning with purpose, with brief bullet points for each step.

FAQ:

  • Life doesn’t always follow a calendar! If something comes up before our next scheduled meeting, you don’t have to wait. You’ll always have the ability to reach out, and we can schedule additional time as needed. My role as your financial planner is to provide ongoing financial support when you need it most, not just during set check-ins.

  • If something urgent comes up, we’ll pause the structured onboarding flow to address your immediate need first. The process is designed to be flexible because your peace of mind and financial wellbeing come first. Once we handle the priority, we’ll continue with the onboarding meetings so you don’t lose momentum.

  • During the onboarding process, we’ll meet more frequently to build momentum and establish your financial foundation. After onboarding, we’ll meet again for a check-in three months later, and then move into a steady rhythm of three meetings per year. These sessions are intentional touchpoints to review your progress, revisit your goals, and make sure your financial plan reflects your values, money mindset, and current season of life. This ongoing rhythm provides accountability while giving you flexibility.

  • Not at all. Many clients come in feeling overwhelmed, unsure, or like they don’t have it “all together.” That’s completely normal. This process is designed to give you clarity, structure, and confidence at any stage of life. I’ll meet you exactly where you are, whether you’re just starting to build a foundation, navigating career growth, paying down debt, or planning for family.

  • Perfect. you’re in the right place. A big part of my mission is working with first-generation professionals and wealth builders who may not have had access to financial planning before. I’ll walk you through the process step by step, avoid jargon, and make sure you feel comfortable along the way. Financial planning isn’t just for the ultra-wealthy, it’s about helping you gain stability, confidence, and purpose with your money so you can live life by design.

  • My annual fee starts at $2,400 per year (billed monthly at $200) and increases depending on the complexity of your financial situation. Before you commit, I’ll always confirm your specific fee so you know exactly what to expect, no surprises.

  • No. Many firms require high asset minimums to engage, but our mission is to make financial planning accessible. That’s why I don’t impose account minimums, planning should be available to everyone, not just the ultra-wealthy.

  • Life changes, and so can your planning needs. If your situation becomes more complex, we’ll revisit the fee structure together and adjust upward if needed. On the other hand, if things become less complex, we’ll also adjust your fee down. The goal is to keep it fair, transparent, and aligned with the level of work required.

  • Yes, the fee is ongoing because financial planning isn’t just about the meetings. A lot of the work happens behind the scenes: updating your plan, reviewing changes in tax law, monitoring your progress, and preparing recommendations so our time together is productive and personalized. The fee is annual but billed monthly for flexibility, making it more accessible. Meetings are designed to keep you accountable and moving forward, but if you ever need extra support between them, you can always reach out and we’ll adjust.

  • I don’t hand you a 50-page report that collects dust. Instead, I provide clear visuals and actionable financial advice so you can actually implement the recommendations we discuss. The goal isn’t to overwhelm you with length, it’s to make concepts simple to understand and give you a plan you can confidently put into practice.